STAY INFORMED AND MAKE A PLAN

Important changes are coming to our insurance offerings for 2026 and ALL benefit-eligible employees are required to take action. Explore the learning tools on this page to understand our updated offerings, and be sure to attend the information session with the Benefits Team when they visit your community during Open Enrollment (Nov 3-21).

LEARN ABOUT OUR UPDATED MEDICAL COVERAGE PLANS THROUGH NOVA

The healthcare industry has been steadily moving toward High Deductible Health Plans (HDHPs) for some time, and in 2026, Heritage will align our offerings to this national trend. While we understand that any change to health coverage can be challenging, this shift is an exciting opportunity to empower you with GREATER CONTROL OVER YOUR HEALTHCARE SPENDING, often accompanied by LOWER MONTHLY PREMIUMS and the significant tax advantages of a Health Savings Account (HSA). We know navigating a new plan can bring questions, and we want to assure you that we are committed to providing comprehensive guidance, resources, and support to help you understand your new options and make the most informed choice for your needs.

REVIEW ALL COVERAGES, PREMIUMS, & ADDITIONAL INSURANCES

Learn more about our offerings by toggling on the options on our Employee Benefits page. Each section explains general definitions, premiums, coverage explanations, and network information as applicable. You can also view the 2026 Benefits Booklet (includes all pricing) here. Review the options and decide what works best for your unique situation, then complete the Open Enrollment process before November 21, 2025.