BENEFITS BOOKLET

Heritage offers a wide range of benefits for its full and many part-time employees, including group medical, dental, vision, and life insurance, as well as HRA and flex spending accounts, 401k retirement plans, in-house pharmacy benefits, paid time off, and more!

View our complete Employee Benefit Booklet below or toggle on the benefit options below for more about the individual offerings.

HEALTH INSURANCE | NOVA

Heritage offers group medical insurance administered by Nova Healthcare. Choose between our plans for coverage that’s right for you and your dependents. Elect health insurance benefits through Kronos.

2026

2025

GENERAL

DENTAL INSURANCE | GUARDIAN

Heritage offers its employees the opportunity to participate in a voluntary dental plan through Guardian. Elect dental insurance benefits through Kronos.

VISION INSURANCE | GUARDIAN

Heritage offers its employees the opportunity to participate in a voluntary Guardian vision plan in the VSP network. Elect dental insurance benefits through Kronos.

HSA AND FLEX PLANS (FSA + DCA) | P&A

Heritage offers employees the opportunity to participate in various spending accounts through P&A Group. Choose to participate in flex spending benefits through Kronos.

LIFE INSURANCE | GUARDIAN

Basic Life and Accidental Death and Dismemberment Insurance is offered all eligible employees through Met Life. This policy is at no cost to the employee. Name your life insurance beneficiaries through Kronos annually.

Supplemental Life and Accidental Death and Dismemberment Insurance is also available to eligible employees through Met Life.  This optional benefit may be purchased for the employee, the employee’s spouse, or children.

VOLUNTARY BENEFITS | GUARDIAN

Voluntary Critical Illness Insurance benefit provides a lump sum benefit payment upon diagnosis of any qualified Critical Illnesses listed under covered conditions. The benefits are paid even if medical insurance is paying 100% of the cost. Your cost is based on your age and amount of coverage you select. There will be cost adjustments as you age. You must elect coverage for yourself to cover your spouse and/or children.

Voluntary Accident Insurance benefit provides a lump sum benefit payment upon one of the covered accident conditions. There are two options available, a low plan and a high plan. The benefits are paid even if medical insurance is paying 100% of the cost. Your cost is based on your selected tier of coverage. 

Voluntary Hospital Indemnity Insurance benefit provides a lump sum benefit payment upon hospital admission or confinement. There are two options available, a low plan and a high plan. The benefits are paid even if medical insurance is paying 100% of the cost. Your cost is based on your selected tier of coverage.

Voluntary Long-Term Disability Insurance benefit provides off the job coverage for accident and injury. Voluntary Long-Term Disability benefit replaces a portion of your pre-disability earnings, less any offsets from other disability programs or social security payments. This plan has a pre-existing limitation of 3/12. Please see the MetLife Plan Certificate for a full explanation of benefits.

Voluntary Short-Term Disability Insurance benefit provides off-the-job coverage for accident and injury. The Short-Term Disability benefit replaces a portion of your pre-disability earnings, less any offsets from other disability plans. (e.g., state disability benefits, no-fault auto laws, sick pay, vacation pay, etc.). This plan has a pre-existing limitation of 3/12. Please see the MetLife Plan Certificate for a full explanation of benefits. 

401K RETIREMENT PLAN | JOHN HANCOCK

Heritage offers a retirement plan options through John Hancock to all employees who are at least 19 years of age.

IN-HOUSE PHARMACY DISCOUNT PROGRAM

All locations and affiliates of Heritage Ministries have access to our in-house pharmacy discount program. Order over-the-counter medications at reduced costs or have your doctor set up prescriptions to be filled by Heritage Pharmacy in Gerry, NY. Fill out the Employee Profile Form below to set up your prescription delivery.

EMPLOYEE ASSISTANCE PROGRAM

Heritage offers help to you and your family have access to professional support and guidance to make life a little easier. Our Employee Assistance Program (EAP) is available to you and provides easy-to-use services to help with the everyday challenges of life — at no additional cost to you.

PAID TIME OFF

Heritage offers generous paid time off to qualifying employees.